Call reports 2010
SECURITY BANK OF PULASKI COUNTY — 2010
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 105,884,000 | 105,905,000 | 104,982,000 | 104,578,000 |
| Total loans | 72,599,000 | 72,032,000 | 77,331,000 | 74,057,000 |
| Allowance for loan losses | 1,053,000 | 1,069,000 | 1,776,000 | 978,000 |
| Securities available for sale | 16,619,000 | 16,292,000 | 14,593,000 | 14,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,487,000 | 85,572,000 | 84,849,000 | 84,875,000 |
| Interest-bearing deposits | 72,675,000 | 72,770,000 | 73,515,000 | 72,410,000 |
| Noninterest-bearing deposits | 12,812,000 | 12,802,000 | 11,334,000 | 12,465,000 |
| Equity capital | 9,583,000 | 9,537,000 | 9,445,000 | 9,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,747,000 | 4,077,000 | 5,449,000 |
| Interest expense | 389,000 | 769,000 | 1,143,000 | 1,495,000 |
| Net interest income | 977,000 | 1,978,000 | 2,934,000 | 3,954,000 |
| Noninterest income | 248,000 | 184,000 | 428,000 | 574,000 |
| Noninterest expense | 879,000 | 1,748,000 | 2,647,000 | 3,569,000 |
| Provision for loan losses | 40,000 | 72,000 | 845,000 | 1,552,000 |
| Pretax income | 306,000 | 342,000 | -129,000 | -592,000 |
| Income tax | 98,000 | 94,000 | -84,000 | -277,000 |
| Net income | 208,000 | 248,000 | -45,000 | -315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,233,000 | 9,184,000 | 9,047,000 | 8,723,000 |
| Total capital | 10,205,000 | 10,168,000 | 10,064,000 | 9,698,000 |
| Risk-weighted assets | 78,690,000 | 78,657,000 | 81,585,000 | 78,763,000 |