Call reports 2009
SECURITY BANK OF PULASKI COUNTY — 2009
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 98,471,000 | 98,466,000 | 97,739,000 | 105,623,000 |
| Total loans | 68,641,000 | 70,854,000 | 71,279,000 | 72,748,000 |
| Allowance for loan losses | 870,000 | 955,000 | 987,000 | 1,008,000 |
| Securities available for sale | 15,914,000 | 15,042,000 | 14,758,000 | 15,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,171,000 | 80,519,000 | 77,665,000 | 85,602,000 |
| Interest-bearing deposits | 58,603,000 | 69,020,000 | 59,701,000 | 71,428,000 |
| Noninterest-bearing deposits | 19,568,000 | 11,499,000 | 17,964,000 | 14,174,000 |
| Equity capital | 9,312,000 | 9,154,000 | 9,369,000 | 9,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,652,000 | 4,010,000 | 5,306,000 |
| Interest expense | 545,000 | 1,062,000 | 1,507,000 | 1,914,000 |
| Net interest income | 726,000 | 1,590,000 | 2,503,000 | 3,392,000 |
| Noninterest income | 140,000 | 268,000 | 409,000 | 609,000 |
| Noninterest expense | 829,000 | 1,703,000 | 2,588,000 | 3,498,000 |
| Provision for loan losses | 217,000 | 520,000 | 547,000 | 580,000 |
| Pretax income | -180,000 | -365,000 | -223,000 | -11,000 |
| Income tax | -86,000 | -174,000 | -140,000 | -80,000 |
| Net income | -94,000 | -191,000 | -83,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,897,000 | 8,800,000 | 8,908,000 | 9,025,000 |
| Total capital | 9,767,000 | 9,755,000 | 9,846,000 | 10,008,000 |
| Risk-weighted assets | 79,324,000 | 75,829,000 | 75,030,000 | 79,827,000 |