Call reports 2008
SECURITY BANK OF PULASKI COUNTY — 2008
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 86,228,000 | 90,013,000 | 95,298,000 | 96,802,000 |
| Total loans | 54,146,000 | 60,930,000 | 67,767,000 | 68,973,000 |
| Allowance for loan losses | 626,000 | 634,000 | 687,000 | 763,000 |
| Securities available for sale | 17,890,000 | 17,989,000 | 16,029,000 | 16,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,226,000 | 73,293,000 | 78,965,000 | 78,377,000 |
| Interest-bearing deposits | 60,338,000 | 61,748,000 | 59,867,000 | 57,898,000 |
| Noninterest-bearing deposits | 10,888,000 | 11,545,000 | 19,098,000 | 20,479,000 |
| Equity capital | 7,874,000 | 7,671,000 | 7,596,000 | 7,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,705,000 | 4,088,000 | 5,409,000 |
| Interest expense | 671,000 | 1,282,000 | 1,919,000 | 2,517,000 |
| Net interest income | 707,000 | 1,423,000 | 2,169,000 | 2,892,000 |
| Noninterest income | 125,000 | 272,000 | 420,000 | 609,000 |
| Noninterest expense | 791,000 | 1,662,000 | 2,528,000 | 3,395,000 |
| Provision for loan losses | 20,000 | 30,000 | 85,000 | 170,000 |
| Pretax income | 21,000 | 3,000 | -19,000 | -59,000 |
| Income tax | -18,000 | -53,000 | -74,000 | -106,000 |
| Net income | 39,000 | 56,000 | 55,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,486,000 | 7,431,000 | 7,355,000 | 7,266,000 |
| Total capital | 8,112,000 | 8,065,000 | 8,042,000 | 8,029,000 |
| Risk-weighted assets | 67,499,000 | 69,999,000 | 71,750,000 | 73,732,000 |