Call reports 2007
SECURITY BANK OF PULASKI COUNTY — 2007
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 88,576,000 | 86,700,000 | 87,177,000 | 87,848,000 |
| Total loans | 57,259,000 | 58,006,000 | 58,649,000 | 59,706,000 |
| Allowance for loan losses | 667,000 | 694,000 | 588,000 | 609,000 |
| Securities available for sale | 16,835,000 | 16,808,000 | 19,378,000 | 17,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,756,000 | 77,845,000 | 78,038,000 | 75,428,000 |
| Interest-bearing deposits | 63,555,000 | 63,845,000 | 65,419,000 | 63,930,000 |
| Noninterest-bearing deposits | 14,201,000 | 14,000,000 | 12,619,000 | 11,498,000 |
| Equity capital | 7,352,000 | 7,329,000 | 7,610,000 | 7,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,993,000 | 4,538,000 | 6,061,000 |
| Interest expense | 674,000 | 1,355,000 | 2,057,000 | 2,771,000 |
| Net interest income | 789,000 | 1,638,000 | 2,481,000 | 3,290,000 |
| Noninterest income | 113,000 | 223,000 | 349,000 | 575,000 |
| Noninterest expense | 723,000 | 1,513,000 | 2,313,000 | 3,087,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 25,000 |
| Pretax income | 179,000 | 348,000 | 502,000 | 753,000 |
| Income tax | 46,000 | 87,000 | 123,000 | 188,000 |
| Net income | 133,000 | 261,000 | 379,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,157,000 | 7,200,000 | 7,390,000 | 7,507,000 |
| Total capital | 7,824,000 | 7,894,000 | 7,978,000 | 8,116,000 |
| Risk-weighted assets | 67,301,000 | 66,374,000 | 68,673,000 | 65,938,000 |