Call reports 2006
SECURITY BANK OF PULASKI COUNTY — 2006
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 82,288,000 | 83,978,000 | 83,244,000 | 85,967,000 |
| Total loans | 56,895,000 | 56,941,000 | 57,075,000 | 56,022,000 |
| Allowance for loan losses | 722,000 | 673,000 | 673,000 | 657,000 |
| Securities available for sale | 16,630,000 | 16,374,000 | 16,107,000 | 16,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,203,000 | 73,416,000 | 72,903,000 | 75,149,000 |
| Interest-bearing deposits | 58,023,000 | 57,854,000 | 58,375,000 | 60,804,000 |
| Noninterest-bearing deposits | 15,180,000 | 15,562,000 | 14,528,000 | 14,345,000 |
| Equity capital | 6,846,000 | 6,825,000 | 6,991,000 | 7,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,598,000 | 4,013,000 | 5,451,000 |
| Interest expense | 494,000 | 1,029,000 | 1,603,000 | 2,222,000 |
| Net interest income | 773,000 | 1,569,000 | 2,410,000 | 3,229,000 |
| Noninterest income | 133,000 | 277,000 | 405,000 | 883,000 |
| Noninterest expense | 666,000 | 1,380,000 | 2,071,000 | 2,778,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 215,000 | 441,000 | 719,000 | 1,309,000 |
| Income tax | 59,000 | 119,000 | 206,000 | 404,000 |
| Net income | 156,000 | 322,000 | 513,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,698,000 | 6,732,000 | 6,840,000 | 7,148,000 |
| Total capital | 7,420,000 | 7,405,000 | 7,513,000 | 7,805,000 |
| Risk-weighted assets | 63,041,000 | 63,396,000 | 64,775,000 | 64,585,000 |