Call reports 2005
SECURITY BANK OF PULASKI COUNTY — 2005
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 74,628,000 | 75,417,000 | 76,815,000 | 85,042,000 |
| Total loans | 44,253,000 | 45,512,000 | 46,125,000 | 53,371,000 |
| Allowance for loan losses | 624,000 | 649,000 | 653,000 | 715,000 |
| Securities available for sale | 18,386,000 | 19,420,000 | 19,436,000 | 16,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,648,000 | 66,293,000 | 67,682,000 | 76,016,000 |
| Interest-bearing deposits | 52,106,000 | 51,628,000 | 52,189,000 | 62,287,000 |
| Noninterest-bearing deposits | 13,542,000 | 14,665,000 | 15,493,000 | 13,729,000 |
| Equity capital | 6,754,000 | 6,910,000 | 6,954,000 | 6,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 937,000 | 1,935,000 | 2,966,000 | 4,132,000 |
| Interest expense | 260,000 | 573,000 | 925,000 | 1,362,000 |
| Net interest income | 677,000 | 1,362,000 | 2,041,000 | 2,770,000 |
| Noninterest income | 140,000 | 299,000 | 480,000 | 870,000 |
| Noninterest expense | 594,000 | 1,182,000 | 1,835,000 | 2,536,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 105,000 |
| Pretax income | 225,000 | 459,000 | 666,000 | 977,000 |
| Income tax | 59,000 | 119,000 | 173,000 | 267,000 |
| Net income | 166,000 | 340,000 | 493,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,580,000 | 6,676,000 | 6,745,000 | 6,628,000 |
| Total capital | 7,204,000 | 7,307,000 | 7,398,000 | 7,343,000 |
| Risk-weighted assets | 49,794,000 | 50,475,000 | 52,551,000 | 62,707,000 |