Call reports 2004
SECURITY BANK OF PULASKI COUNTY — 2004
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 66,164,000 | 66,144,000 | 65,765,000 | 70,857,000 |
| Total loans | 41,342,000 | 42,945,000 | 42,561,000 | 43,149,000 |
| Allowance for loan losses | 738,000 | 799,000 | 652,000 | 670,000 |
| Securities available for sale | 12,458,000 | 13,277,000 | 12,858,000 | 15,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,281,000 | 57,356,000 | 56,443,000 | 61,814,000 |
| Interest-bearing deposits | 45,084,000 | 44,055,000 | 43,144,000 | 48,775,000 |
| Noninterest-bearing deposits | 12,197,000 | 13,301,000 | 13,299,000 | 13,039,000 |
| Equity capital | 6,695,000 | 6,600,000 | 6,776,000 | 6,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,728,000 | 2,624,000 | 3,572,000 |
| Interest expense | 232,000 | 447,000 | 655,000 | 873,000 |
| Net interest income | 636,000 | 1,281,000 | 1,969,000 | 2,699,000 |
| Noninterest income | 131,000 | 290,000 | 434,000 | 560,000 |
| Noninterest expense | 566,000 | 1,192,000 | 1,778,000 | 2,385,000 |
| Provision for loan losses | 25,000 | 65,000 | 65,000 | 65,000 |
| Pretax income | 176,000 | 314,000 | 560,000 | 809,000 |
| Income tax | 48,000 | 77,000 | 147,000 | 218,000 |
| Net income | 128,000 | 237,000 | 413,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,355,000 | 6,393,000 | 6,491,000 | 6,584,000 |
| Total capital | 6,921,000 | 6,958,000 | 7,057,000 | 7,190,000 |
| Risk-weighted assets | 45,078,000 | 44,973,000 | 45,195,000 | 48,484,000 |