Call reports 2003
SECURITY BANK OF PULASKI COUNTY — 2003
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 73,534,000 | 75,432,000 | 70,948,000 | 70,250,000 |
| Total loans | 49,201,000 | 46,967,000 | 45,625,000 | 43,865,000 |
| Allowance for loan losses | 938,000 | 915,000 | 796,000 | 756,000 |
| Securities available for sale | 14,606,000 | 14,670,000 | 13,941,000 | 14,800,000 |
| Securities held to maturity | 1,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,617,000 | 68,548,000 | 62,137,000 | 61,448,000 |
| Interest-bearing deposits | 54,103,000 | 55,410,000 | 49,948,000 | 48,953,000 |
| Noninterest-bearing deposits | 12,514,000 | 13,138,000 | 12,189,000 | 12,495,000 |
| Equity capital | 6,524,000 | 6,690,000 | 6,557,000 | 6,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,121,000 | 3,112,000 | 4,030,000 |
| Interest expense | 420,000 | 795,000 | 1,075,000 | 1,336,000 |
| Net interest income | 675,000 | 1,326,000 | 2,037,000 | 2,694,000 |
| Noninterest income | 124,000 | 269,000 | 409,000 | 541,000 |
| Noninterest expense | 581,000 | 1,158,000 | 1,763,000 | 2,360,000 |
| Provision for loan losses | 96,000 | 96,000 | 356,000 | 356,000 |
| Pretax income | 133,000 | 340,000 | 344,000 | 554,000 |
| Income tax | 36,000 | 98,000 | 84,000 | 136,000 |
| Net income | 97,000 | 242,000 | 260,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,131,000 | 6,276,000 | 6,220,000 | 6,304,000 |
| Total capital | 6,746,000 | 6,915,000 | 6,843,000 | 6,902,000 |
| Risk-weighted assets | 48,868,000 | 50,852,000 | 49,632,000 | 47,642,000 |