Call reports 2002
SECURITY BANK OF PULASKI COUNTY — 2002
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 74,163,000 | 72,329,000 | 72,287,000 | 75,113,000 |
| Total loans | 53,682,000 | 52,975,000 | 52,217,000 | 52,027,000 |
| Allowance for loan losses | 1,180,000 | 1,166,000 | 1,018,000 | 996,000 |
| Securities available for sale | 11,262,000 | 10,871,000 | 12,412,000 | 14,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,529,000 | 65,760,000 | 65,480,000 | 68,111,000 |
| Interest-bearing deposits | 57,102,000 | 56,520,000 | 55,202,000 | 58,048,000 |
| Noninterest-bearing deposits | 9,427,000 | 9,240,000 | 10,278,000 | 10,063,000 |
| Equity capital | 6,156,000 | 6,307,000 | 6,470,000 | 6,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,472,000 | 3,650,000 | 4,853,000 |
| Interest expense | 582,000 | 1,106,000 | 1,569,000 | 2,024,000 |
| Net interest income | 658,000 | 1,366,000 | 2,081,000 | 2,829,000 |
| Noninterest income | 142,000 | 287,000 | 431,000 | 605,000 |
| Noninterest expense | 519,000 | 1,110,000 | 1,671,000 | 2,274,000 |
| Provision for loan losses | 45,000 | 106,000 | 156,000 | 211,000 |
| Pretax income | 234,000 | 435,000 | 720,000 | 999,000 |
| Income tax | 70,000 | 125,000 | 218,000 | 314,000 |
| Net income | 164,000 | 310,000 | 502,000 | 685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,873,000 | 5,955,000 | 6,073,000 | 6,182,000 |
| Total capital | 6,526,000 | 6,592,000 | 6,692,000 | 6,818,000 |
| Risk-weighted assets | 51,737,000 | 50,463,000 | 49,116,000 | 50,531,000 |