Call reports 2015
FIRST COMMERCIAL BANK — 2015
What FIRST COMMERCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 304,523,000 | 298,243,000 | 289,508,000 |
| Total loans | 214,694,000 | 214,187,000 | 209,541,000 |
| Allowance for loan losses | 3,814,000 | 3,829,000 | 4,295,000 |
| Securities available for sale | 38,823,000 | 36,470,000 | 34,012,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 254,224,000 | 250,611,000 | 246,075,000 |
| Interest-bearing deposits | 183,214,000 | 178,771,000 | 173,762,000 |
| Noninterest-bearing deposits | 71,010,000 | 71,840,000 | 72,313,000 |
| Equity capital | 36,104,000 | 36,518,000 | 35,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 3,118,000 | 6,233,000 | 9,612,000 |
| Interest expense | 279,000 | 554,000 | 825,000 |
| Net interest income | 2,839,000 | 5,679,000 | 8,787,000 |
| Noninterest income | 479,000 | 1,041,000 | 1,754,000 |
| Noninterest expense | 2,539,000 | 5,113,000 | 10,158,000 |
| Provision for loan losses | 0 | 0 | 486,000 |
| Pretax income | 779,000 | 1,629,000 | -81,000 |
| Income tax | 252,000 | 527,000 | -92,000 |
| Net income | 527,000 | 1,102,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 34,096,000 | 34,672,000 | 33,583,000 |
| Total capital | 37,129,000 | 37,559,000 | 36,318,000 |
| Risk-weighted assets | 241,900,000 | 230,091,000 | 217,310,000 |