Call reports 2012
FIRST COMMERCIAL BANK — 2012
What FIRST COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 304,541,000 | 306,183,000 | 330,981,000 | 324,347,000 |
| Total loans | 224,626,000 | 234,325,000 | 231,124,000 | 230,404,000 |
| Allowance for loan losses | 3,479,000 | 3,348,000 | 3,525,000 | 3,460,000 |
| Securities available for sale | 42,130,000 | 40,071,000 | 35,915,000 | 31,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,778,000 | 261,608,000 | 283,318,000 | 278,144,000 |
| Interest-bearing deposits | 199,796,000 | 205,130,000 | 198,397,000 | 196,046,000 |
| Noninterest-bearing deposits | 56,982,000 | 56,478,000 | 84,921,000 | 82,098,000 |
| Equity capital | 33,177,000 | 33,375,000 | 34,264,000 | 34,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,414,000 | 6,975,000 | 10,725,000 | 14,279,000 |
| Interest expense | 572,000 | 1,100,000 | 1,592,000 | 2,057,000 |
| Net interest income | 2,842,000 | 5,875,000 | 9,133,000 | 12,222,000 |
| Noninterest income | 847,000 | 1,765,000 | 2,822,000 | 3,842,000 |
| Noninterest expense | 2,762,000 | 5,584,000 | 8,495,000 | 11,538,000 |
| Provision for loan losses | 129,000 | 303,000 | 476,000 | 649,000 |
| Pretax income | 845,000 | 1,799,000 | 3,031,000 | 3,924,000 |
| Income tax | 284,000 | 613,000 | 1,042,000 | 1,359,000 |
| Net income | 561,000 | 1,186,000 | 1,989,000 | 2,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,525,000 | 29,683,000 | 30,413,000 | 31,175,000 |
| Total capital | 32,474,000 | 32,709,000 | 33,481,000 | 34,209,000 |
| Risk-weighted assets | 235,377,000 | 241,750,000 | 245,017,000 | 242,542,000 |