Call reports 2011
FIRST COMMERCIAL BANK — 2011
What FIRST COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 292,169,000 | 302,980,000 | 308,216,000 | 294,542,000 |
| Total loans | 204,375,000 | 206,460,000 | 204,966,000 | 208,707,000 |
| Allowance for loan losses | 3,089,000 | 3,180,000 | 3,220,000 | 3,465,000 |
| Securities available for sale | 41,634,000 | 41,316,000 | 40,161,000 | 45,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,216,000 | 262,704,000 | 262,414,000 | 249,989,000 |
| Interest-bearing deposits | 201,724,000 | 206,989,000 | 208,786,000 | 198,151,000 |
| Noninterest-bearing deposits | 45,492,000 | 55,715,000 | 53,628,000 | 51,838,000 |
| Equity capital | 31,537,000 | 31,958,000 | 32,437,000 | 32,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,340,000 | 6,830,000 | 10,214,000 | 13,578,000 |
| Interest expense | 732,000 | 1,450,000 | 2,160,000 | 2,807,000 |
| Net interest income | 2,608,000 | 5,380,000 | 8,054,000 | 10,771,000 |
| Noninterest income | 691,000 | 1,387,000 | 2,072,000 | 2,811,000 |
| Noninterest expense | 2,695,000 | 5,371,000 | 8,071,000 | 10,843,000 |
| Provision for loan losses | 191,000 | 313,000 | 419,000 | 688,000 |
| Pretax income | 413,000 | 1,083,000 | 1,636,000 | 2,066,000 |
| Income tax | 127,000 | 349,000 | 515,000 | 654,000 |
| Net income | 286,000 | 734,000 | 1,121,000 | 1,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,350,000 | 28,492,000 | 28,852,000 | 29,024,000 |
| Total capital | 31,169,000 | 31,377,000 | 31,607,000 | 31,845,000 |
| Risk-weighted assets | 225,280,000 | 229,774,000 | 226,839,000 | 225,023,000 |