Call reports 2010
FIRST COMMERCIAL BANK — 2010
What FIRST COMMERCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 252,498,000 | 282,672,000 | 291,527,000 | 280,795,000 |
| Total loans | 216,324,000 | 217,898,000 | 222,705,000 | 202,530,000 |
| Allowance for loan losses | 2,248,000 | 2,514,000 | 2,844,000 | 2,948,000 |
| Securities available for sale | 13,201,000 | 13,110,000 | 17,826,000 | 37,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,600,000 | 243,179,000 | 250,050,000 | 240,779,000 |
| Interest-bearing deposits | 165,393,000 | 195,303,000 | 198,948,000 | 195,398,000 |
| Noninterest-bearing deposits | 45,207,000 | 47,876,000 | 51,102,000 | 45,381,000 |
| Equity capital | 26,094,000 | 30,696,000 | 31,025,000 | 31,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,461,000 | 7,008,000 | 10,651,000 | 14,212,000 |
| Interest expense | 824,000 | 1,530,000 | 2,363,000 | 3,138,000 |
| Net interest income | 2,637,000 | 5,478,000 | 8,288,000 | 11,074,000 |
| Noninterest income | 679,000 | 1,431,000 | 2,097,000 | 3,014,000 |
| Noninterest expense | 2,429,000 | 4,827,000 | 7,527,000 | 10,467,000 |
| Provision for loan losses | 333,000 | 666,000 | 999,000 | 1,332,000 |
| Pretax income | 679,000 | 1,542,000 | 1,985,000 | 2,415,000 |
| Income tax | 236,000 | 550,000 | 701,000 | 856,000 |
| Net income | 443,000 | 992,000 | 1,284,000 | 1,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,929,000 | 27,656,000 | 27,858,000 | 28,115,000 |
| Total capital | 26,177,000 | 30,170,000 | 30,702,000 | 30,883,000 |
| Risk-weighted assets | 224,091,000 | 235,677,000 | 240,502,000 | 220,532,000 |