Call reports 2001
FIRST COMMERCIAL BANK — 2001
What FIRST COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 66,261,000 | 67,627,000 | 66,123,000 | 126,477,000 |
| Total loans | 55,465,000 | 52,691,000 | 51,430,000 | 102,302,000 |
| Allowance for loan losses | 539,000 | 533,000 | 555,000 | 559,000 |
| Securities available for sale | 2,819,000 | 2,563,000 | 3,481,000 | 10,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,837,000 | 61,144,000 | 59,327,000 | 101,517,000 |
| Interest-bearing deposits | 49,008,000 | 47,393,000 | 47,320,000 | 78,916,000 |
| Noninterest-bearing deposits | 10,829,000 | 13,751,000 | 12,007,000 | 22,601,000 |
| Equity capital | 5,198,000 | 5,232,000 | 5,306,000 | 12,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,327,000 | 2,595,000 | 3,783,000 | 5,673,000 |
| Interest expense | 695,000 | 1,322,000 | 1,895,000 | 2,641,000 |
| Net interest income | 632,000 | 1,273,000 | 1,888,000 | 3,032,000 |
| Noninterest income | 194,000 | 312,000 | 459,000 | 957,000 |
| Noninterest expense | 729,000 | 1,395,000 | 2,036,000 | 3,358,000 |
| Provision for loan losses | 40,000 | 77,000 | 115,000 | 157,000 |
| Pretax income | 57,000 | 137,000 | 222,000 | 504,000 |
| Income tax | 23,000 | 58,000 | 86,000 | 110,000 |
| Net income | 34,000 | 79,000 | 136,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,030,000 | 5,066,000 | 5,123,000 | 10,928,000 |
| Total capital | 5,569,000 | 5,599,000 | 5,678,000 | 11,487,000 |
| Risk-weighted assets | 54,983,000 | 53,512,000 | 52,967,000 | 88,660,000 |