Call reports 2008
CORONADO FIRST BANK — 2008
What CORONADO FIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 59,261,000 | 59,700,000 | 66,559,000 | 72,453,000 |
| Total loans | 42,160,000 | 45,910,000 | 51,659,000 | 60,795,000 |
| Allowance for loan losses | 527,000 | 579,000 | 646,000 | 760,000 |
| Securities available for sale | 8,025,000 | 8,720,000 | 8,724,000 | 4,769,000 |
| Securities held to maturity | 310,000 | 284,000 | 265,000 | 248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,212,000 | 45,756,000 | 52,682,000 | 57,708,000 |
| Interest-bearing deposits | 39,305,000 | 38,023,000 | 44,223,000 | 50,238,000 |
| Noninterest-bearing deposits | 6,908,000 | 7,733,000 | 8,459,000 | 7,470,000 |
| Equity capital | 11,402,000 | 11,214,000 | 11,121,000 | 11,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 1,971,000 | 2,982,000 | 4,055,000 |
| Interest expense | 394,000 | 734,000 | 1,064,000 | 1,415,000 |
| Net interest income | 629,000 | 1,237,000 | 1,918,000 | 2,640,000 |
| Noninterest income | 8,000 | 69,000 | 81,000 | 95,000 |
| Noninterest expense | 693,000 | 1,422,000 | 2,194,000 | 2,998,000 |
| Provision for loan losses | 23,000 | 75,000 | 141,000 | 256,000 |
| Pretax income | -79,000 | -205,000 | -350,000 | -533,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -79,000 | -206,000 | -351,000 | -534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,324,000 | 11,245,000 | 11,147,000 | 11,017,000 |
| Total capital | 11,868,000 | 11,841,000 | 11,809,000 | 11,793,000 |
| Risk-weighted assets | 50,842,000 | 52,695,000 | 59,103,000 | 66,685,000 |