Call reports 2020
FIRST CITY BANK OF FLORIDA — 2020
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 138,254,000 | 134,698,000 | 136,566,000 |
| Total loans | 69,343,000 | 64,873,000 | 60,622,000 |
| Allowance for loan losses | 1,876,000 | 1,428,000 | 1,434,000 |
| Securities available for sale | 8,135,000 | 7,596,000 | 7,180,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 124,541,000 | 131,361,000 | 133,936,000 |
| Interest-bearing deposits | 93,377,000 | 93,139,000 | 95,078,000 |
| Noninterest-bearing deposits | 31,164,000 | 38,222,000 | 38,858,000 |
| Equity capital | 3,267,000 | 2,864,000 | 2,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 1,234,000 | 2,208,000 | 3,198,000 |
| Interest expense | 178,000 | 275,000 | 358,000 |
| Net interest income | 1,056,000 | 1,933,000 | 2,840,000 |
| Noninterest income | 164,000 | 274,000 | 286,000 |
| Noninterest expense | 1,589,000 | 2,978,000 | 4,632,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -369,000 | -771,000 | -1,506,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -369,000 | -771,000 | -1,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 3,064,000 | 2,662,000 | 1,927,000 |
| Total capital | 4,245,000 | 3,748,000 | 2,904,000 |
| Risk-weighted assets | 93,832,000 | 86,573,000 | 77,717,000 |