Call reports 2019
FIRST CITY BANK OF FLORIDA — 2019
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 155,483,000 | 149,084,000 | 146,090,000 | 141,403,000 |
| Total loans | 95,973,000 | 93,371,000 | 84,510,000 | 79,527,000 |
| Allowance for loan losses | 2,695,000 | 2,543,000 | 1,833,000 | 1,837,000 |
| Securities available for sale | 9,709,000 | 9,190,000 | 8,944,000 | 8,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,247,000 | 134,901,000 | 131,911,000 | 127,562,000 |
| Interest-bearing deposits | 106,353,000 | 99,756,000 | 96,931,000 | 95,046,000 |
| Noninterest-bearing deposits | 34,894,000 | 35,145,000 | 34,980,000 | 32,516,000 |
| Equity capital | 3,826,000 | 3,647,000 | 3,563,000 | 3,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 2,974,000 | 4,448,000 | 5,799,000 |
| Interest expense | 239,000 | 471,000 | 689,000 | 887,000 |
| Net interest income | 1,230,000 | 2,503,000 | 3,759,000 | 4,912,000 |
| Noninterest income | 139,000 | 201,000 | 333,000 | 555,000 |
| Noninterest expense | 1,574,000 | 3,186,000 | 4,693,000 | 6,180,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -205,000 | -482,000 | -601,000 | -713,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -205,000 | -482,000 | -601,000 | -713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,941,000 | 3,664,000 | 3,546,000 | 3,433,000 |
| Total capital | 5,431,000 | 5,104,000 | 4,877,000 | 4,698,000 |
| Risk-weighted assets | 118,013,000 | 114,134,000 | 106,029,000 | 100,646,000 |