Call reports 2018
FIRST CITY BANK OF FLORIDA — 2018
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 179,642,000 | 175,661,000 | 167,215,000 | 157,934,000 |
| Total loans | 111,783,000 | 104,236,000 | 102,433,000 | 99,838,000 |
| Allowance for loan losses | 2,736,000 | 2,896,000 | 2,807,000 | 2,580,000 |
| Securities available for sale | 11,474,000 | 10,862,000 | 10,302,000 | 9,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,724,000 | 160,634,000 | 152,364,000 | 143,559,000 |
| Interest-bearing deposits | 131,189,000 | 123,973,000 | 118,116,000 | 110,430,000 |
| Noninterest-bearing deposits | 33,535,000 | 36,661,000 | 34,248,000 | 33,129,000 |
| Equity capital | 4,273,000 | 4,235,000 | 3,999,000 | 3,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 2,931,000 | 4,430,000 | 5,842,000 |
| Interest expense | 276,000 | 558,000 | 829,000 | 1,095,000 |
| Net interest income | 1,221,000 | 2,373,000 | 3,601,000 | 4,747,000 |
| Noninterest income | 306,000 | 816,000 | 1,038,000 | 1,297,000 |
| Noninterest expense | 1,814,000 | 3,504,000 | 5,134,000 | 6,676,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -313,000 | -341,000 | -521,000 | -658,000 |
| Income tax | 271,000 | 271,000 | 272,000 | 272,000 |
| Net income | -584,000 | -612,000 | -793,000 | -930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,493,000 | 4,464,000 | 4,284,000 | 4,147,000 |
| Total capital | 6,192,000 | 6,097,000 | 5,866,000 | 5,677,000 |
| Risk-weighted assets | 134,952,000 | 129,407,000 | 125,389,000 | 121,366,000 |