Call reports 2017
FIRST CITY BANK OF FLORIDA — 2017
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 213,089,000 | 203,361,000 | 194,807,000 | 188,376,000 |
| Total loans | 126,685,000 | 125,893,000 | 122,608,000 | 117,743,000 |
| Allowance for loan losses | 2,902,000 | 2,906,000 | 2,859,000 | 2,731,000 |
| Securities available for sale | 18,465,000 | 17,775,000 | 17,085,000 | 16,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,901,000 | 187,053,000 | 178,819,000 | 173,023,000 |
| Interest-bearing deposits | 162,815,000 | 150,661,000 | 144,053,000 | 141,457,000 |
| Noninterest-bearing deposits | 34,086,000 | 36,392,000 | 34,766,000 | 31,566,000 |
| Equity capital | 5,830,000 | 5,840,000 | 5,518,000 | 4,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,517,000 | 3,112,000 | 4,735,000 | 6,239,000 |
| Interest expense | 208,000 | 425,000 | 680,000 | 984,000 |
| Net interest income | 1,309,000 | 2,687,000 | 4,055,000 | 5,255,000 |
| Noninterest income | 290,000 | 573,000 | 831,000 | 1,090,000 |
| Noninterest expense | 1,754,000 | 3,476,000 | 5,408,000 | 7,411,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -155,000 | -216,000 | -522,000 | -1,066,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -155,000 | -216,000 | -522,000 | -1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,987,000 | 5,927,000 | 5,620,000 | 5,077,000 |
| Total capital | 7,942,000 | 7,854,000 | 7,523,000 | 6,924,000 |
| Risk-weighted assets | 155,510,000 | 153,192,000 | 151,344,000 | 146,913,000 |