Call reports 2016
FIRST CITY BANK OF FLORIDA — 2016
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 216,775,000 | 212,526,000 | 205,563,000 | 202,100,000 |
| Total loans | 133,252,000 | 128,753,000 | 128,073,000 | 127,329,000 |
| Allowance for loan losses | 3,291,000 | 3,286,000 | 2,919,000 | 2,973,000 |
| Securities available for sale | 22,598,000 | 21,355,000 | 20,531,000 | 19,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,779,000 | 196,491,000 | 189,521,000 | 185,752,000 |
| Interest-bearing deposits | 169,905,000 | 161,693,000 | 155,010,000 | 155,213,000 |
| Noninterest-bearing deposits | 30,874,000 | 34,798,000 | 34,511,000 | 30,539,000 |
| Equity capital | 5,444,000 | 5,484,000 | 5,445,000 | 5,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 3,035,000 | 4,665,000 | 6,330,000 |
| Interest expense | 205,000 | 411,000 | 610,000 | 810,000 |
| Net interest income | 1,264,000 | 2,624,000 | 4,055,000 | 5,520,000 |
| Noninterest income | 312,000 | 795,000 | 1,120,000 | 2,023,000 |
| Noninterest expense | 1,846,000 | 3,682,000 | 5,529,000 | 7,333,000 |
| Provision for loan losses | 0 | 0 | 0 | -208,000 |
| Pretax income | -270,000 | -263,000 | -354,000 | 418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -270,000 | -263,000 | -354,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,454,000 | 5,461,000 | 5,370,000 | 6,142,000 |
| Total capital | 7,485,000 | 7,442,000 | 7,336,000 | 8,111,000 |
| Risk-weighted assets | 161,239,000 | 157,176,000 | 156,391,000 | 156,586,000 |