Call reports 2015
FIRST CITY BANK OF FLORIDA — 2015
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 231,067,000 | 225,945,000 | 210,402,000 | 211,471,000 |
| Total loans | 139,363,000 | 138,360,000 | 138,142,000 | 135,988,000 |
| Allowance for loan losses | 3,310,000 | 3,372,000 | 3,166,000 | 3,326,000 |
| Securities available for sale | 25,734,000 | 25,442,000 | 24,556,000 | 23,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,649,000 | 209,810,000 | 194,038,000 | 195,442,000 |
| Interest-bearing deposits | 183,499,000 | 176,817,000 | 163,985,000 | 168,616,000 |
| Noninterest-bearing deposits | 31,150,000 | 32,993,000 | 30,053,000 | 26,826,000 |
| Equity capital | 5,816,000 | 5,624,000 | 5,690,000 | 5,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,205,000 | 4,899,000 | 6,509,000 |
| Interest expense | 196,000 | 389,000 | 570,000 | 760,000 |
| Net interest income | 1,404,000 | 2,816,000 | 4,329,000 | 5,749,000 |
| Noninterest income | 548,000 | 1,065,000 | 1,367,000 | 1,803,000 |
| Noninterest expense | 1,982,000 | 3,921,000 | 5,801,000 | 7,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -30,000 | -27,000 | -92,000 | -113,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -30,000 | -27,000 | -92,000 | -113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,808,000 | 5,810,000 | 5,745,000 | 5,724,000 |
| Total capital | 7,955,000 | 7,885,000 | 7,783,000 | 7,752,000 |
| Risk-weighted assets | 170,664,000 | 164,777,000 | 161,916,000 | 161,016,000 |