Call reports 2014
FIRST CITY BANK OF FLORIDA — 2014
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 237,475,000 | 225,966,000 | 227,590,000 | 222,437,000 |
| Total loans | 143,741,000 | 143,889,000 | 141,503,000 | 140,567,000 |
| Allowance for loan losses | 3,652,000 | 3,525,000 | 3,637,000 | 3,306,000 |
| Securities available for sale | 26,641,000 | 27,097,000 | 27,079,000 | 26,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,590,000 | 209,965,000 | 211,279,000 | 206,150,000 |
| Interest-bearing deposits | 195,910,000 | 180,857,000 | 182,836,000 | 179,772,000 |
| Noninterest-bearing deposits | 25,680,000 | 29,108,000 | 28,443,000 | 26,378,000 |
| Equity capital | 5,288,000 | 5,419,000 | 5,590,000 | 5,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,606,000 | 3,369,000 | 5,094,000 | 6,737,000 |
| Interest expense | 224,000 | 437,000 | 617,000 | 805,000 |
| Net interest income | 1,382,000 | 2,932,000 | 4,477,000 | 5,932,000 |
| Noninterest income | 462,000 | 912,000 | 1,464,000 | 1,903,000 |
| Noninterest expense | 1,965,000 | 3,914,000 | 5,848,000 | 7,720,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -83,000 | -32,000 | 131,000 | 153,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -83,000 | -32,000 | 131,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,601,000 | 5,653,000 | 5,815,000 | 5,837,000 |
| Total capital | 7,777,000 | 7,794,000 | 7,932,000 | 7,944,000 |
| Risk-weighted assets | 172,642,000 | 169,892,000 | 167,868,000 | 167,350,000 |