Call reports 2013
FIRST CITY BANK OF FLORIDA — 2013
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 256,333,000 | 248,692,000 | 241,127,000 | 233,307,000 |
| Total loans | 160,769,000 | 155,645,000 | 150,250,000 | 147,258,000 |
| Allowance for loan losses | 4,087,000 | 3,934,000 | 3,644,000 | 3,733,000 |
| Securities available for sale | 29,075,000 | 27,053,000 | 27,650,000 | 26,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,223,000 | 231,758,000 | 224,487,000 | 217,455,000 |
| Interest-bearing deposits | 213,101,000 | 202,317,000 | 196,888,000 | 193,663,000 |
| Noninterest-bearing deposits | 26,122,000 | 29,441,000 | 27,599,000 | 23,792,000 |
| Equity capital | 6,324,000 | 6,243,000 | 5,835,000 | 5,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,466,000 | 5,172,000 | 6,818,000 |
| Interest expense | 340,000 | 613,000 | 865,000 | 1,102,000 |
| Net interest income | 1,401,000 | 2,853,000 | 4,307,000 | 5,716,000 |
| Noninterest income | 379,000 | 905,000 | 1,572,000 | 1,955,000 |
| Noninterest expense | 1,922,000 | 3,887,000 | 5,955,000 | 8,095,000 |
| Provision for loan losses | 0 | 50,000 | 125,000 | 200,000 |
| Pretax income | -136,000 | -154,000 | -176,000 | -599,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -136,000 | -154,000 | -176,000 | -599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,148,000 | 6,129,000 | 6,108,000 | 5,685,000 |
| Total capital | 8,451,000 | 8,413,000 | 8,333,000 | 7,890,000 |
| Risk-weighted assets | 182,456,000 | 181,107,000 | 176,554,000 | 174,888,000 |