Call reports 2012
FIRST CITY BANK OF FLORIDA — 2012
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 267,044,000 | 258,789,000 | 251,791,000 | 249,795,000 |
| Total loans | 169,749,000 | 166,538,000 | 164,350,000 | 163,267,000 |
| Allowance for loan losses | 4,352,000 | 4,099,000 | 4,188,000 | 4,082,000 |
| Securities available for sale | 33,434,000 | 32,348,000 | 31,592,000 | 30,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,869,000 | 241,544,000 | 234,222,000 | 232,745,000 |
| Interest-bearing deposits | 222,635,000 | 212,104,000 | 207,406,000 | 208,093,000 |
| Noninterest-bearing deposits | 27,234,000 | 29,440,000 | 26,816,000 | 24,652,000 |
| Equity capital | 6,432,000 | 6,588,000 | 6,738,000 | 6,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,879,000 | 3,936,000 | 5,785,000 | 7,272,000 |
| Interest expense | 483,000 | 884,000 | 1,257,000 | 1,618,000 |
| Net interest income | 1,396,000 | 3,052,000 | 4,528,000 | 5,654,000 |
| Noninterest income | 419,000 | 815,000 | 1,357,000 | 1,767,000 |
| Noninterest expense | 1,950,000 | 3,875,000 | 5,864,000 | 7,793,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -50,000 | 77,000 | 106,000 | -287,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -50,000 | 77,000 | 106,000 | -287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,521,000 | 6,648,000 | 6,677,000 | 6,284,000 |
| Total capital | 8,896,000 | 8,994,000 | 9,001,000 | 8,612,000 |
| Risk-weighted assets | 188,008,000 | 185,958,000 | 184,063,000 | 184,497,000 |