Call reports 2011
FIRST CITY BANK OF FLORIDA — 2011
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 282,819,000 | 279,345,000 | 270,289,000 | 261,931,000 |
| Total loans | 191,195,000 | 185,658,000 | 176,406,000 | 171,041,000 |
| Allowance for loan losses | 5,231,000 | 7,153,000 | 6,004,000 | 4,652,000 |
| Securities available for sale | 36,468,000 | 22,762,000 | 34,265,000 | 33,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,316,000 | 256,824,000 | 252,850,000 | 244,794,000 |
| Interest-bearing deposits | 229,000,000 | 228,970,000 | 225,867,000 | 221,025,000 |
| Noninterest-bearing deposits | 29,316,000 | 27,854,000 | 26,983,000 | 23,769,000 |
| Equity capital | 8,337,000 | 6,516,000 | 6,594,000 | 6,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,550,000 | 5,019,000 | 7,303,000 | 9,407,000 |
| Interest expense | 839,000 | 1,554,000 | 2,165,000 | 2,713,000 |
| Net interest income | 1,711,000 | 3,465,000 | 5,138,000 | 6,694,000 |
| Noninterest income | 335,000 | 756,000 | 1,308,000 | 1,536,000 |
| Noninterest expense | 2,279,000 | 4,505,000 | 6,512,000 | 8,416,000 |
| Provision for loan losses | 0 | 2,000,000 | 2,000,000 | 2,000,000 |
| Pretax income | -233,000 | -2,034,000 | -1,788,000 | -1,908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -233,000 | -2,034,000 | -1,788,000 | -1,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,246,000 | 6,444,000 | 6,690,000 | 6,571,000 |
| Total capital | 10,831,000 | 9,013,000 | 9,153,000 | 8,966,000 |
| Risk-weighted assets | 204,137,000 | 200,966,000 | 193,488,000 | 189,349,000 |