Call reports 2010
FIRST CITY BANK OF FLORIDA — 2010
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 337,961,000 | 318,887,000 | 290,165,000 | 284,392,000 |
| Total loans | 218,913,000 | 211,586,000 | 203,952,000 | 191,945,000 |
| Allowance for loan losses | 8,476,000 | 8,553,000 | 5,236,000 | 5,227,000 |
| Securities available for sale | 23,461,000 | 39,214,000 | 26,683,000 | 37,269,000 |
| Securities held to maturity | 90,000 | 90,000 | 50,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,879,000 | 292,278,000 | 264,307,000 | 259,442,000 |
| Interest-bearing deposits | 287,395,000 | 266,419,000 | 239,885,000 | 233,153,000 |
| Noninterest-bearing deposits | 23,484,000 | 25,859,000 | 24,422,000 | 26,289,000 |
| Equity capital | 10,878,000 | 10,182,000 | 9,354,000 | 8,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,735,000 | 5,363,000 | 7,792,000 | 10,124,000 |
| Interest expense | 1,279,000 | 2,566,000 | 3,660,000 | 4,640,000 |
| Net interest income | 1,456,000 | 2,797,000 | 4,132,000 | 5,484,000 |
| Noninterest income | 419,000 | 583,000 | 683,000 | 1,003,000 |
| Noninterest expense | 2,179,000 | 4,760,000 | 7,005,000 | 9,365,000 |
| Provision for loan losses | 4,000,000 | 4,000,000 | 4,000,000 | 4,175,000 |
| Pretax income | -4,289,000 | -5,365,000 | -5,936,000 | -6,799,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,289,000 | -5,365,000 | -5,936,000 | -6,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,988,000 | 9,913,000 | 9,342,000 | 8,479,000 |
| Total capital | 13,679,000 | 12,577,000 | 11,988,000 | 11,098,000 |
| Risk-weighted assets | 209,511,000 | 207,233,000 | 209,084,000 | 206,929,000 |