Call reports 2007
FIRST CITY BANK OF FLORIDA — 2007
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 286,491,000 | 289,045,000 | 295,171,000 | 299,357,000 |
| Total loans | 232,283,000 | 240,201,000 | 245,077,000 | 247,809,000 |
| Allowance for loan losses | 3,119,000 | 3,219,000 | 3,174,000 | 4,376,000 |
| Securities available for sale | 23,138,000 | 23,525,000 | 23,666,000 | 23,122,000 |
| Securities held to maturity | 1,614,000 | 1,504,000 | 1,261,000 | 1,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,872,000 | 249,258,000 | 241,777,000 | 233,353,000 |
| Interest-bearing deposits | 211,670,000 | 203,503,000 | 207,239,000 | 206,102,000 |
| Noninterest-bearing deposits | 35,202,000 | 45,755,000 | 34,538,000 | 27,251,000 |
| Equity capital | 26,190,000 | 25,773,000 | 26,319,000 | 25,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,388,000 | 10,656,000 | 16,007,000 | 21,211,000 |
| Interest expense | 2,275,000 | 4,563,000 | 6,992,000 | 9,502,000 |
| Net interest income | 3,113,000 | 6,093,000 | 9,015,000 | 11,709,000 |
| Noninterest income | 424,000 | 1,191,000 | 1,819,000 | 2,333,000 |
| Noninterest expense | 2,118,000 | 4,316,000 | 6,547,000 | 9,177,000 |
| Provision for loan losses | 120,000 | 225,000 | 360,000 | 1,800,000 |
| Pretax income | 1,301,000 | 2,745,000 | 3,931,000 | 3,071,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,301,000 | 2,745,000 | 3,931,000 | 3,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,521,000 | 26,357,000 | 26,628,000 | 25,693,000 |
| Total capital | 29,483,000 | 29,402,000 | 29,707,000 | 28,866,000 |
| Risk-weighted assets | 236,839,000 | 243,437,000 | 246,249,000 | 252,660,000 |