Call reports 2002
FIRST CITY BANK OF FLORIDA — 2002
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 182,847,000 | 180,864,000 | 175,126,000 | 179,389,000 |
| Total loans | 135,377,000 | 138,004,000 | 135,946,000 | 136,588,000 |
| Allowance for loan losses | 1,647,000 | 1,684,000 | 1,762,000 | 2,058,000 |
| Securities available for sale | 14,179,000 | 16,541,000 | 15,404,000 | 17,036,000 |
| Securities held to maturity | 2,945,000 | 2,717,000 | 2,717,000 | 2,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,981,000 | 150,815,000 | 147,259,000 | 151,174,000 |
| Interest-bearing deposits | 132,076,000 | 129,714,000 | 125,704,000 | 130,813,000 |
| Noninterest-bearing deposits | 20,905,000 | 21,101,000 | 21,555,000 | 20,361,000 |
| Equity capital | 13,140,000 | 13,594,000 | 13,746,000 | 14,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,040,000 | 5,942,000 | 8,726,000 | 11,497,000 |
| Interest expense | 1,103,000 | 2,160,000 | 3,146,000 | 4,034,000 |
| Net interest income | 1,937,000 | 3,782,000 | 5,580,000 | 7,463,000 |
| Noninterest income | 330,000 | 695,000 | 1,036,000 | 1,448,000 |
| Noninterest expense | 1,492,000 | 2,959,000 | 4,419,000 | 5,929,000 |
| Provision for loan losses | 150,000 | 255,000 | 335,000 | 365,000 |
| Pretax income | 625,000 | 1,283,000 | 1,882,000 | 2,637,000 |
| Income tax | 129,000 | 392,000 | 635,000 | 475,000 |
| Net income | 496,000 | 891,000 | 1,247,000 | 2,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,901,000 | 13,296,000 | 13,389,000 | 14,304,000 |
| Total capital | 14,548,000 | 14,933,000 | 14,993,000 | 15,956,000 |
| Risk-weighted assets | 132,766,000 | 130,876,000 | 128,132,000 | 131,788,000 |