Call reports 2001
FIRST CITY BANK OF FLORIDA — 2001
What FIRST CITY BANK OF FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 168,294,000 | 169,847,000 | 170,738,000 | 175,137,000 |
| Total loans | 135,043,000 | 137,665,000 | 139,709,000 | 144,802,000 |
| Allowance for loan losses | 1,497,000 | 1,618,000 | 1,691,000 | 1,569,000 |
| Securities available for sale | 15,966,000 | 16,229,000 | 15,754,000 | 15,118,000 |
| Securities held to maturity | 3,139,000 | 3,139,000 | 2,945,000 | 2,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,272,000 | 143,944,000 | 141,831,000 | 141,514,000 |
| Interest-bearing deposits | 121,898,000 | 123,394,000 | 121,586,000 | 119,205,000 |
| Noninterest-bearing deposits | 20,374,000 | 20,550,000 | 20,245,000 | 22,309,000 |
| Equity capital | 12,109,000 | 12,402,000 | 12,600,000 | 12,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,272,000 | 6,619,000 | 9,908,000 | 13,180,000 |
| Interest expense | 1,639,000 | 3,221,000 | 4,667,000 | 5,863,000 |
| Net interest income | 1,633,000 | 3,398,000 | 5,241,000 | 7,317,000 |
| Noninterest income | 386,000 | 755,000 | 1,099,000 | 1,467,000 |
| Noninterest expense | 1,635,000 | 3,267,000 | 4,914,000 | 6,821,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 309,000 | 736,000 | 1,201,000 | 1,663,000 |
| Income tax | 110,000 | 277,000 | 484,000 | 605,000 |
| Net income | 199,000 | 459,000 | 717,000 | 1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,886,000 | 12,146,000 | 12,213,000 | 12,555,000 |
| Total capital | 13,383,000 | 13,764,000 | 13,899,000 | 14,124,000 |
| Risk-weighted assets | 131,706,000 | 133,299,000 | 134,840,000 | 136,982,000 |