Call reports 2025
MEADOWS BANK — 2025
What MEADOWS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,352,720,000 | 1,387,013,000 | 1,440,851,000 | 1,419,329,000 |
| Total loans | 1,175,676,000 | 1,234,854,000 | 1,259,678,000 | 1,267,397,000 |
| Allowance for loan losses | 14,096,000 | 14,128,000 | 14,183,000 | 14,183,000 |
| Securities available for sale | 20,650,000 | 19,821,000 | 19,364,000 | 18,548,000 |
| Securities held to maturity | 6,141,000 | 5,813,000 | 5,569,000 | 5,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,161,824,000 | 1,190,793,000 | 1,237,448,000 | 1,209,317,000 |
| Interest-bearing deposits | 728,322,000 | 755,083,000 | 790,251,000 | 780,498,000 |
| Noninterest-bearing deposits | 433,502,000 | 435,710,000 | 447,197,000 | 428,819,000 |
| Equity capital | 178,439,000 | 184,484,000 | 191,234,000 | 197,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,176,000 | 41,687,000 | 64,305,000 | 87,443,000 |
| Interest expense | 5,718,000 | 11,723,000 | 17,906,000 | 24,331,000 |
| Net interest income | 14,458,000 | 29,964,000 | 46,399,000 | 63,112,000 |
| Noninterest income | 602,000 | 1,364,000 | 1,898,000 | 2,491,000 |
| Noninterest expense | 8,956,000 | 17,596,000 | 26,224,000 | 35,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,104,000 | 13,732,000 | 22,073,000 | 30,387,000 |
| Income tax | 1,343,000 | 3,025,000 | 4,860,000 | 6,554,000 |
| Net income | 4,761,000 | 10,707,000 | 17,213,000 | 23,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,776,000 | 185,770,000 | 192,477,000 | 199,182,000 |