Call reports 2023
MEADOWS BANK — 2023
What MEADOWS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,149,687,000 | 1,163,047,000 | 1,177,726,000 | 1,209,800,000 |
| Total loans | 1,013,233,000 | 1,050,011,000 | 1,058,432,000 | 1,091,454,000 |
| Allowance for loan losses | 13,360,000 | 13,562,000 | 13,989,000 | 13,991,000 |
| Securities available for sale | 43,042,000 | 41,441,000 | 36,162,000 | 31,006,000 |
| Securities held to maturity | 7,261,000 | 7,172,000 | 7,344,000 | 6,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 986,534,000 | 966,812,000 | 973,503,000 | 998,346,000 |
| Interest-bearing deposits | 494,523,000 | 522,057,000 | 538,982,000 | 585,253,000 |
| Noninterest-bearing deposits | 492,012,000 | 444,755,000 | 434,521,000 | 413,093,000 |
| Equity capital | 150,337,000 | 155,581,000 | 162,792,000 | 169,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,312,000 | 34,674,000 | 55,433,000 | 74,683,000 |
| Interest expense | 1,885,000 | 4,776,000 | 8,821,000 | 13,665,000 |
| Net interest income | 15,427,000 | 29,898,000 | 46,612,000 | 61,018,000 |
| Noninterest income | 593,000 | 1,732,000 | 2,500,000 | 3,277,000 |
| Noninterest expense | 7,612,000 | 15,367,000 | 22,893,000 | 30,480,000 |
| Provision for loan losses | 244,000 | 542,000 | 817,000 | 817,000 |
| Pretax income | 8,164,000 | 15,686,000 | 25,268,000 | 32,864,000 |
| Income tax | 1,796,000 | 3,451,000 | 5,554,000 | 7,128,000 |
| Net income | 6,368,000 | 12,235,000 | 19,714,000 | 25,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,481,000 | 157,355,000 | 164,895,000 | 170,994,000 |