Call reports 2016
MEADOWS BANK — 2016
What MEADOWS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 559,642,000 | 612,567,000 | 650,415,000 | 656,531,000 |
| Total loans | 495,625,000 | 532,202,000 | 561,391,000 | 574,876,000 |
| Allowance for loan losses | 5,104,000 | 5,435,000 | 5,799,000 | 6,014,000 |
| Securities available for sale | 24,747,000 | 24,334,000 | 21,884,000 | 20,095,000 |
| Securities held to maturity | 3,485,000 | 3,346,000 | 3,336,000 | 3,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,656,000 | 529,136,000 | 554,243,000 | 547,587,000 |
| Interest-bearing deposits | 306,145,000 | 347,544,000 | 362,523,000 | 350,813,000 |
| Noninterest-bearing deposits | 178,511,000 | 181,592,000 | 191,720,000 | 196,774,000 |
| Equity capital | 63,751,000 | 65,858,000 | 68,420,000 | 70,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,237,000 | 15,123,000 | 23,348,000 | 31,905,000 |
| Interest expense | 362,000 | 839,000 | 1,344,000 | 1,893,000 |
| Net interest income | 6,875,000 | 14,284,000 | 22,004,000 | 30,012,000 |
| Noninterest income | 1,374,000 | 2,345,000 | 4,031,000 | 4,967,000 |
| Noninterest expense | 5,008,000 | 9,711,000 | 14,750,000 | 19,642,000 |
| Provision for loan losses | 125,000 | 565,000 | 985,000 | 1,200,000 |
| Pretax income | 3,118,000 | 6,355,000 | 10,302,000 | 14,140,000 |
| Income tax | 1,154,000 | 2,352,000 | 3,812,000 | 5,232,000 |
| Net income | 1,964,000 | 4,003,000 | 6,490,000 | 8,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,834,000 | 62,911,000 | 65,270,000 | 67,738,000 |
| Total capital | 65,938,000 | 68,346,000 | 71,069,000 | 73,752,000 |
| Risk-weighted assets | 506,762,000 | 537,001,000 | 578,833,000 | 599,796,000 |