Call reports 2015
MEADOWS BANK — 2015
What MEADOWS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 467,377,000 | 484,533,000 | 531,869,000 | 530,704,000 |
| Total loans | 394,535,000 | 418,186,000 | 451,520,000 | 466,125,000 |
| Allowance for loan losses | 4,425,000 | 4,900,000 | 5,250,000 | 4,979,000 |
| Securities available for sale | 25,396,000 | 24,324,000 | 26,007,000 | 25,069,000 |
| Securities held to maturity | 3,535,000 | 3,525,000 | 3,511,000 | 3,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,414,000 | 412,240,000 | 461,648,000 | 457,440,000 |
| Interest-bearing deposits | 218,716,000 | 235,490,000 | 283,485,000 | 282,759,000 |
| Noninterest-bearing deposits | 183,698,000 | 176,750,000 | 178,163,000 | 174,681,000 |
| Equity capital | 63,495,000 | 65,281,000 | 67,707,000 | 70,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,795,000 | 12,008,000 | 18,659,000 | 25,641,000 |
| Interest expense | 259,000 | 521,000 | 848,000 | 1,193,000 |
| Net interest income | 5,536,000 | 11,487,000 | 17,811,000 | 24,448,000 |
| Noninterest income | 1,255,000 | 2,243,000 | 3,910,000 | 5,647,000 |
| Noninterest expense | 4,267,000 | 8,131,000 | 12,226,000 | 16,629,000 |
| Provision for loan losses | 0 | 0 | 350,000 | 350,000 |
| Pretax income | 2,524,000 | 5,599,000 | 9,195,000 | 13,166,000 |
| Income tax | 912,000 | 2,019,000 | 3,313,000 | 4,743,000 |
| Net income | 1,612,000 | 3,580,000 | 5,882,000 | 8,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,789,000 | 63,754,000 | 65,984,000 | 68,336,000 |
| Total capital | 66,214,000 | 68,654,000 | 71,234,000 | 73,315,000 |
| Risk-weighted assets | 402,309,000 | 427,572,000 | 455,850,000 | 474,470,000 |