Call reports 2014
MEADOWS BANK — 2014
What MEADOWS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 465,832,000 | 456,246,000 | 484,782,000 | 445,709,000 |
| Total loans | 295,588,000 | 340,252,000 | 361,033,000 | 377,347,000 |
| Allowance for loan losses | 4,498,000 | 4,761,000 | 4,961,000 | 4,425,000 |
| Securities available for sale | 29,164,000 | 28,714,000 | 27,912,000 | 27,425,000 |
| Securities held to maturity | 3,572,000 | 3,563,000 | 3,554,000 | 3,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,997,000 | 397,051,000 | 423,004,000 | 373,669,000 |
| Interest-bearing deposits | 202,726,000 | 210,769,000 | 226,308,000 | 219,365,000 |
| Noninterest-bearing deposits | 205,271,000 | 186,282,000 | 196,696,000 | 154,304,000 |
| Equity capital | 56,110,000 | 57,406,000 | 59,364,000 | 61,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,524,000 | 9,622,000 | 15,372,000 | 21,146,000 |
| Interest expense | 231,000 | 472,000 | 727,000 | 996,000 |
| Net interest income | 4,293,000 | 9,150,000 | 14,645,000 | 20,150,000 |
| Noninterest income | 1,260,000 | 2,050,000 | 4,209,000 | 5,324,000 |
| Noninterest expense | 3,835,000 | 7,489,000 | 11,860,000 | 15,519,000 |
| Provision for loan losses | 0 | 250,000 | 450,000 | 0 |
| Pretax income | 1,718,000 | 3,461,000 | 6,544,000 | 9,955,000 |
| Income tax | 456,000 | 1,084,000 | 2,194,000 | 3,421,000 |
| Net income | 1,262,000 | 2,377,000 | 4,350,000 | 6,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,045,000 | 57,172,000 | 59,119,000 | 61,263,000 |
| Total capital | 59,926,000 | 61,514,000 | 63,687,000 | 65,688,000 |
| Risk-weighted assets | 309,885,000 | 346,954,000 | 365,021,000 | 376,884,000 |