Call reports 2013
MEADOWS BANK — 2013
What MEADOWS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 312,213,000 | 300,022,000 | 323,221,000 | 405,522,000 |
| Total loans | 246,778,000 | 257,734,000 | 276,346,000 | 279,012,000 |
| Allowance for loan losses | 4,307,000 | 4,221,000 | 4,476,000 | 4,498,000 |
| Securities available for sale | 26,633,000 | 21,720,000 | 20,597,000 | 24,249,000 |
| Securities held to maturity | 2,005,000 | 1,210,000 | 2,552,000 | 2,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,437,000 | 245,767,000 | 267,660,000 | 348,567,000 |
| Interest-bearing deposits | 183,846,000 | 170,459,000 | 182,572,000 | 201,405,000 |
| Noninterest-bearing deposits | 74,592,000 | 75,308,000 | 85,088,000 | 147,162,000 |
| Equity capital | 52,376,000 | 52,801,000 | 53,838,000 | 54,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,880,000 | 7,892,000 | 12,167,000 | 17,368,000 |
| Interest expense | 240,000 | 448,000 | 657,000 | 887,000 |
| Net interest income | 3,640,000 | 7,444,000 | 11,510,000 | 16,481,000 |
| Noninterest income | 519,000 | 1,713,000 | 3,449,000 | 3,931,000 |
| Noninterest expense | 3,276,000 | 6,880,000 | 10,713,000 | 14,354,000 |
| Provision for loan losses | 167,000 | 234,000 | 483,000 | 583,000 |
| Pretax income | 716,000 | 2,043,000 | 3,763,000 | 5,475,000 |
| Income tax | 381,000 | 936,000 | 1,594,000 | 2,360,000 |
| Net income | 335,000 | 1,107,000 | 2,169,000 | 3,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,039,000 | 52,802,000 | 53,798,000 | 54,795,000 |
| Total capital | 55,320,000 | 56,116,000 | 57,449,000 | 58,647,000 |
| Risk-weighted assets | 261,479,000 | 264,210,000 | 291,265,000 | 307,484,000 |