Call reports 2012
MEADOWS BANK — 2012
What MEADOWS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 240,959,000 | 273,585,000 | 303,513,000 | 293,119,000 |
| Total loans | 188,056,000 | 216,436,000 | 219,654,000 | 240,470,000 |
| Allowance for loan losses | 4,055,000 | 4,744,000 | 5,126,000 | 4,130,000 |
| Securities available for sale | 26,654,000 | 25,710,000 | 27,780,000 | 28,017,000 |
| Securities held to maturity | 1,005,000 | 2,009,000 | 2,008,000 | 2,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,612,000 | 222,169,000 | 251,485,000 | 240,381,000 |
| Interest-bearing deposits | 128,524,000 | 155,310,000 | 184,772,000 | 171,720,000 |
| Noninterest-bearing deposits | 62,088,000 | 66,859,000 | 66,713,000 | 68,661,000 |
| Equity capital | 48,786,000 | 49,403,000 | 50,646,000 | 51,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,129,000 | 6,539,000 | 10,191,000 | 13,877,000 |
| Interest expense | 260,000 | 548,000 | 858,000 | 1,125,000 |
| Net interest income | 2,869,000 | 5,991,000 | 9,333,000 | 12,752,000 |
| Noninterest income | 732,000 | 1,882,000 | 4,189,000 | 5,300,000 |
| Noninterest expense | 2,263,000 | 5,018,000 | 8,151,000 | 11,524,000 |
| Provision for loan losses | 389,000 | 1,066,000 | 1,879,000 | 2,207,000 |
| Pretax income | 950,000 | 1,798,000 | 3,503,000 | 4,333,000 |
| Income tax | 324,000 | 608,000 | 1,185,000 | 1,542,000 |
| Net income | 626,000 | 1,190,000 | 2,318,000 | 2,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,599,000 | 49,183,000 | 50,227,000 | 50,714,000 |
| Total capital | 51,131,000 | 52,052,000 | 53,209,000 | 53,944,000 |
| Risk-weighted assets | 201,003,000 | 227,617,000 | 236,409,000 | 257,466,000 |