Call reports 2011
MEADOWS BANK — 2011
What MEADOWS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 206,154,000 | 232,487,000 | 249,162,000 | 237,343,000 |
| Total loans | 158,169,000 | 157,406,000 | 172,066,000 | 180,650,000 |
| Allowance for loan losses | 3,930,000 | 4,079,000 | 5,084,000 | 3,665,000 |
| Securities available for sale | 26,287,000 | 29,415,000 | 29,224,000 | 30,217,000 |
| Securities held to maturity | 1,009,000 | 1,008,000 | 1,007,000 | 1,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,954,000 | 192,802,000 | 200,237,000 | 187,640,000 |
| Interest-bearing deposits | 123,010,000 | 130,706,000 | 135,206,000 | 130,580,000 |
| Noninterest-bearing deposits | 44,944,000 | 62,096,000 | 65,031,000 | 57,060,000 |
| Equity capital | 37,184,000 | 38,477,000 | 47,563,000 | 48,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,740,000 | 5,571,000 | 8,495,000 | 11,594,000 |
| Interest expense | 306,000 | 564,000 | 852,000 | 1,125,000 |
| Net interest income | 2,434,000 | 5,007,000 | 7,643,000 | 10,469,000 |
| Noninterest income | 1,167,000 | 2,215,000 | 3,045,000 | 3,544,000 |
| Noninterest expense | 1,993,000 | 4,053,000 | 6,179,000 | 8,503,000 |
| Provision for loan losses | 793,000 | 1,676,000 | 2,677,000 | 3,254,000 |
| Pretax income | 815,000 | 1,493,000 | 1,847,000 | 2,276,000 |
| Income tax | 0 | 0 | 0 | -250,000 |
| Net income | 815,000 | 1,493,000 | 1,847,000 | 2,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,590,000 | 38,322,000 | 47,228,000 | 47,937,000 |
| Total capital | 39,711,000 | 40,439,000 | 49,489,000 | 50,443,000 |
| Risk-weighted assets | 167,855,000 | 167,376,000 | 178,071,000 | 199,298,000 |