Call reports 2010
MEADOWS BANK — 2010
What MEADOWS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 154,984,000 | 190,141,000 | 194,342,000 | 207,087,000 |
| Total loans | 110,753,000 | 124,318,000 | 139,110,000 | 146,470,000 |
| Allowance for loan losses | 1,912,000 | 2,404,000 | 3,016,000 | 3,137,000 |
| Securities available for sale | 20,898,000 | 39,599,000 | 28,832,000 | 27,210,000 |
| Securities held to maturity | 2,958,000 | 2,945,000 | 2,932,000 | 2,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,557,000 | 152,475,000 | 155,985,000 | 167,050,000 |
| Interest-bearing deposits | 96,358,000 | 123,081,000 | 123,257,000 | 123,768,000 |
| Noninterest-bearing deposits | 22,199,000 | 29,394,000 | 32,728,000 | 43,282,000 |
| Equity capital | 35,646,000 | 35,474,000 | 35,651,000 | 36,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 4,022,000 | 6,491,000 | 9,082,000 |
| Interest expense | 348,000 | 736,000 | 1,125,000 | 1,468,000 |
| Net interest income | 1,548,000 | 3,286,000 | 5,366,000 | 7,614,000 |
| Noninterest income | 77,000 | 151,000 | 368,000 | 830,000 |
| Noninterest expense | 1,492,000 | 3,255,000 | 4,851,000 | 6,614,000 |
| Provision for loan losses | 760,000 | 1,248,000 | 1,860,000 | 2,326,000 |
| Pretax income | -626,000 | -1,065,000 | -920,000 | -433,000 |
| Income tax | 0 | 0 | 0 | -765,000 |
| Net income | -626,000 | -1,065,000 | -920,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,596,000 | 35,216,000 | 35,416,000 | 36,722,000 |
| Total capital | 37,227,000 | 37,194,000 | 37,537,000 | 38,861,000 |
| Risk-weighted assets | 130,206,000 | 157,780,000 | 168,816,000 | 170,124,000 |