Call reports 2009
MEADOWS BANK — 2009
What MEADOWS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 87,977,000 | 103,899,000 | 130,419,000 | 137,175,000 |
| Total loans | 55,849,000 | 68,582,000 | 78,577,000 | 92,273,000 |
| Allowance for loan losses | 665,000 | 833,000 | 1,103,000 | 1,422,000 |
| Securities available for sale | 21,163,000 | 20,807,000 | 25,539,000 | 23,013,000 |
| Securities held to maturity | 1,042,000 | 1,037,000 | 2,984,000 | 2,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,147,000 | 66,426,000 | 93,214,000 | 100,329,000 |
| Interest-bearing deposits | 39,326,000 | 51,378,000 | 75,173,000 | 77,141,000 |
| Noninterest-bearing deposits | 10,821,000 | 15,048,000 | 18,041,000 | 23,188,000 |
| Equity capital | 37,147,000 | 36,715,000 | 36,489,000 | 36,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,842,000 | 3,236,000 | 4,823,000 |
| Interest expense | 169,000 | 399,000 | 716,000 | 1,104,000 |
| Net interest income | 589,000 | 1,443,000 | 2,520,000 | 3,719,000 |
| Noninterest income | 37,000 | 79,000 | 120,000 | 175,000 |
| Noninterest expense | 1,125,000 | 2,305,000 | 3,435,000 | 4,671,000 |
| Provision for loan losses | 307,000 | 475,000 | 745,000 | 1,064,000 |
| Pretax income | -805,000 | -1,252,000 | -1,533,000 | -1,833,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -805,000 | -1,252,000 | -1,533,000 | -1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,068,000 | 36,664,000 | 36,425,000 | 36,167,000 |
| Total capital | 37,733,000 | 37,497,000 | 37,528,000 | 37,589,000 |
| Risk-weighted assets | 83,569,000 | 97,030,000 | 108,896,000 | 114,386,000 |