Call reports 2004
HARRIS BANK WINNETKA, NATIONAL ASSOCIATION — 2004
What HARRIS BANK WINNETKA, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 469,666,000 | 468,510,000 | 462,790,000 | 466,149,000 |
| Total loans | 380,242,000 | 387,042,000 | 391,655,000 | 394,732,000 |
| Allowance for loan losses | 4,268,000 | 4,424,000 | 4,307,000 | 4,368,000 |
| Securities available for sale | 74,445,000 | 68,342,000 | 60,848,000 | 59,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,344,000 | 399,667,000 | 386,540,000 | 391,955,000 |
| Interest-bearing deposits | 344,605,000 | 337,050,000 | 325,074,000 | 335,099,000 |
| Noninterest-bearing deposits | 55,739,000 | 62,617,000 | 61,466,000 | 56,856,000 |
| Equity capital | 35,812,000 | 35,987,000 | 37,400,000 | 37,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,938,000 | 9,925,000 | 15,052,000 | 20,533,000 |
| Interest expense | 1,039,000 | 2,094,000 | 3,255,000 | 4,683,000 |
| Net interest income | 3,899,000 | 7,831,000 | 11,797,000 | 15,850,000 |
| Noninterest income | 399,000 | 843,000 | 1,295,000 | 1,698,000 |
| Noninterest expense | 2,064,000 | 4,114,000 | 6,120,000 | 7,936,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 375,000 |
| Pretax income | 2,084,000 | 4,260,000 | 6,662,000 | 9,227,000 |
| Income tax | 789,000 | 1,618,000 | 2,538,000 | 3,524,000 |
| Net income | 1,295,000 | 2,642,000 | 4,124,000 | 5,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,482,000 | 35,904,000 | 37,236,000 | 37,840,000 |
| Total capital | 43,250,000 | 43,828,000 | 45,043,000 | 45,708,000 |
| Risk-weighted assets | 373,017,000 | 381,520,000 | 380,936,000 | 381,928,000 |