Call reports 2002
HARRIS BANK WINNETKA, NATIONAL ASSOCIATION — 2002
What HARRIS BANK WINNETKA, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 410,680,000 | 414,524,000 | 436,912,000 | 446,764,000 |
| Total loans | 298,795,000 | 310,804,000 | 340,077,000 | 348,363,000 |
| Allowance for loan losses | 3,475,000 | 3,221,000 | 3,200,000 | 3,413,000 |
| Securities available for sale | 80,790,000 | 94,965,000 | 82,671,000 | 81,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,067,000 | 351,530,000 | 375,669,000 | 382,206,000 |
| Interest-bearing deposits | 321,865,000 | 329,978,000 | 351,640,000 | 361,812,000 |
| Noninterest-bearing deposits | 20,203,000 | 21,552,000 | 24,029,000 | 20,395,000 |
| Equity capital | 34,225,000 | 35,474,000 | 35,883,000 | 34,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,467,000 | 10,949,000 | 16,617,000 | 22,285,000 |
| Interest expense | 1,818,000 | 3,665,000 | 5,616,000 | 7,494,000 |
| Net interest income | 3,649,000 | 7,284,000 | 11,001,000 | 14,791,000 |
| Noninterest income | 575,000 | 1,149,000 | 1,685,000 | 2,265,000 |
| Noninterest expense | 2,256,000 | 4,351,000 | 6,583,000 | 8,779,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 515,000 |
| Pretax income | 1,908,000 | 3,962,000 | 5,923,000 | 7,762,000 |
| Income tax | 689,000 | 1,432,000 | 2,134,000 | 2,798,000 |
| Net income | 1,219,000 | 2,530,000 | 3,789,000 | 4,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,645,000 | 34,491,000 | 34,779,000 | 33,483,000 |
| Total capital | 37,120,000 | 37,712,000 | 37,979,000 | 38,896,000 |
| Risk-weighted assets | 289,727,000 | 303,334,000 | 335,463,000 | 343,355,000 |