Call reports 2001
HARRIS BANK WINNETKA, NATIONAL ASSOCIATION — 2001
What HARRIS BANK WINNETKA, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 408,816,000 | 378,869,000 | 373,967,000 | 392,994,000 |
| Total loans | 330,131,000 | 302,228,000 | 279,748,000 | 303,168,000 |
| Allowance for loan losses | 3,325,000 | 3,358,000 | 3,387,000 | 3,430,000 |
| Securities available for sale | 67,423,000 | 65,022,000 | 62,320,000 | 78,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,882,000 | 317,284,000 | 326,352,000 | 331,603,000 |
| Interest-bearing deposits | 299,124,000 | 294,036,000 | 306,040,000 | 311,118,000 |
| Noninterest-bearing deposits | 19,758,000 | 23,249,000 | 20,311,000 | 20,485,000 |
| Equity capital | 32,967,000 | 33,424,000 | 33,456,000 | 33,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,525,000 | 14,446,000 | 20,620,000 | 26,344,000 |
| Interest expense | 3,792,000 | 6,992,000 | 9,605,000 | 11,829,000 |
| Net interest income | 3,733,000 | 7,454,000 | 11,015,000 | 14,515,000 |
| Noninterest income | 347,000 | 855,000 | 1,381,000 | 2,478,000 |
| Noninterest expense | 2,057,000 | 4,082,000 | 6,152,000 | 8,212,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,978,000 | 4,137,000 | 6,109,000 | 8,601,000 |
| Income tax | 703,000 | 1,480,000 | 2,184,000 | 3,096,000 |
| Net income | 1,275,000 | 2,657,000 | 3,925,000 | 5,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,213,000 | 32,615,000 | 32,404,000 | 32,754,000 |
| Total capital | 35,538,000 | 35,973,000 | 35,739,000 | 36,184,000 |
| Risk-weighted assets | 310,519,000 | 278,329,000 | 266,750,000 | 289,746,000 |