Call reports 2025
FIRST NEIGHBORHOOD BANK, INC. — 2025
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 158,682,000 | 161,001,000 | 154,657,000 | 156,407,000 |
| Total loans | 82,073,000 | 78,689,000 | 76,665,000 | 75,613,000 |
| Allowance for loan losses | 1,048,000 | 1,032,000 | 1,040,000 | 1,037,000 |
| Securities available for sale | 40,023,000 | 38,983,000 | 38,730,000 | 36,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,098,000 | 146,460,000 | 139,407,000 | 140,725,000 |
| Interest-bearing deposits | 92,028,000 | 89,769,000 | 90,620,000 | 90,743,000 |
| Noninterest-bearing deposits | 52,070,000 | 56,691,000 | 48,787,000 | 49,982,000 |
| Equity capital | 13,075,000 | 13,206,000 | 13,867,000 | 14,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 3,030,000 | 4,547,000 | 6,040,000 |
| Interest expense | 581,000 | 1,091,000 | 1,606,000 | 2,125,000 |
| Net interest income | 897,000 | 1,939,000 | 2,941,000 | 3,915,000 |
| Noninterest income | -85,000 | 70,000 | 235,000 | 386,000 |
| Noninterest expense | 1,099,000 | 2,279,000 | 3,475,000 | 4,653,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 4,000 |
| Pretax income | -287,000 | -270,000 | -301,000 | -356,000 |
| Income tax | 0 | 0 | 0 | -220,000 |
| Net income | -287,000 | -270,000 | -301,000 | -136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,633,000 | 16,649,000 | 16,619,000 | 16,784,000 |