Call reports 2024
FIRST NEIGHBORHOOD BANK, INC. — 2024
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 149,182,000 | 148,861,000 | 146,441,000 | 155,763,000 |
| Total loans | 87,480,000 | 87,237,000 | 85,205,000 | 84,105,000 |
| Allowance for loan losses | 1,086,000 | 1,085,000 | 1,049,000 | 1,048,000 |
| Securities available for sale | 39,615,000 | 39,562,000 | 40,762,000 | 39,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,295,000 | 134,889,000 | 131,163,000 | 141,542,000 |
| Interest-bearing deposits | 87,464,000 | 83,258,000 | 87,474,000 | 91,685,000 |
| Noninterest-bearing deposits | 47,831,000 | 51,631,000 | 43,689,000 | 49,857,000 |
| Equity capital | 12,585,000 | 12,729,000 | 13,835,000 | 12,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 2,837,000 | 4,252,000 | 5,634,000 |
| Interest expense | 408,000 | 778,000 | 1,210,000 | 1,700,000 |
| Net interest income | 1,001,000 | 2,059,000 | 3,042,000 | 3,934,000 |
| Noninterest income | 160,000 | 318,000 | 477,000 | 632,000 |
| Noninterest expense | 1,085,000 | 2,179,000 | 3,360,000 | 4,709,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 7,000 |
| Pretax income | -277,000 | -157,000 | -196,000 | -503,000 |
| Income tax | 0 | 0 | -112,000 | -200,000 |
| Net income | -277,000 | -157,000 | -84,000 | -303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,038,000 | 17,066,000 | 17,138,000 | 16,920,000 |