Call reports 2023
FIRST NEIGHBORHOOD BANK, INC. — 2023
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 168,370,000 | 157,991,000 | 153,137,000 | 151,889,000 |
| Total loans | 87,574,000 | 90,025,000 | 89,042,000 | 88,426,000 |
| Allowance for loan losses | 1,017,000 | 1,025,000 | 1,022,000 | 1,093,000 |
| Securities available for sale | 49,360,000 | 48,413,000 | 47,116,000 | 49,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,619,000 | 144,602,000 | 140,355,000 | 137,490,000 |
| Interest-bearing deposits | 93,001,000 | 91,234,000 | 91,482,000 | 89,199,000 |
| Noninterest-bearing deposits | 61,618,000 | 53,368,000 | 48,873,000 | 48,291,000 |
| Equity capital | 12,378,000 | 11,952,000 | 11,319,000 | 12,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 2,683,000 | 4,036,000 | 5,409,000 |
| Interest expense | 94,000 | 293,000 | 617,000 | 1,040,000 |
| Net interest income | 1,203,000 | 2,390,000 | 3,419,000 | 4,369,000 |
| Noninterest income | 161,000 | 321,000 | 490,000 | 662,000 |
| Noninterest expense | 1,066,000 | 2,128,000 | 3,203,000 | 4,441,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 330,000 | 615,000 | 738,000 | 622,000 |
| Income tax | 85,000 | 179,000 | 158,000 | 89,000 |
| Net income | 245,000 | 436,000 | 580,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,211,000 | 17,310,000 | 17,454,000 | 17,314,000 |