Call reports 2022
FIRST NEIGHBORHOOD BANK, INC. — 2022
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 163,066,000 | 158,623,000 | 153,461,000 | 163,153,000 |
| Total loans | 82,580,000 | 84,028,000 | 84,616,000 | 85,693,000 |
| Allowance for loan losses | 1,012,000 | 1,015,000 | 1,015,000 | 1,018,000 |
| Securities available for sale | 53,449,000 | 53,827,000 | 51,344,000 | 51,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,594,000 | 145,228,000 | 141,146,000 | 150,157,000 |
| Interest-bearing deposits | 92,025,000 | 90,576,000 | 53,732,000 | 83,429,000 |
| Noninterest-bearing deposits | 55,569,000 | 54,652,000 | 87,414,000 | 66,728,000 |
| Equity capital | 13,994,000 | 11,918,000 | 10,890,000 | 11,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,105,000 | 2,257,000 | 3,488,000 | 4,745,000 |
| Interest expense | 41,000 | 79,000 | 115,000 | 159,000 |
| Net interest income | 1,064,000 | 2,178,000 | 3,373,000 | 4,586,000 |
| Noninterest income | 152,000 | 307,000 | 461,000 | 640,000 |
| Noninterest expense | 1,158,000 | 2,263,000 | 3,342,000 | 4,523,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 58,000 | 222,000 | 492,000 | 698,000 |
| Income tax | 0 | 23,000 | 104,000 | 125,000 |
| Net income | 58,000 | 199,000 | 388,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,635,000 | 16,684,000 | 16,874,000 | 16,966,000 |