Call reports 2021
FIRST NEIGHBORHOOD BANK, INC. — 2021
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 153,803,000 | 150,976,000 | 153,754,000 | 160,690,000 |
| Total loans | 82,652,000 | 85,990,000 | 89,233,000 | 82,062,000 |
| Allowance for loan losses | 1,031,000 | 1,024,000 | 996,000 | 1,003,000 |
| Securities available for sale | 48,601,000 | 44,420,000 | 44,170,000 | 44,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,494,000 | 133,118,000 | 135,616,000 | 142,910,000 |
| Interest-bearing deposits | 87,176,000 | 82,264,000 | 85,758,000 | 88,255,000 |
| Noninterest-bearing deposits | 49,318,000 | 50,854,000 | 49,858,000 | 54,655,000 |
| Equity capital | 15,945,000 | 16,498,000 | 16,770,000 | 16,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,365,000 | 3,521,000 | 4,618,000 |
| Interest expense | 112,000 | 200,000 | 277,000 | 331,000 |
| Net interest income | 1,108,000 | 2,165,000 | 3,244,000 | 4,287,000 |
| Noninterest income | 149,000 | 297,000 | 443,000 | 566,000 |
| Noninterest expense | 960,000 | 1,966,000 | 3,010,000 | 4,105,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 297,000 | 526,000 | 707,000 | 782,000 |
| Income tax | 37,000 | 68,000 | 87,000 | 60,000 |
| Net income | 260,000 | 458,000 | 620,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,300,000 | 16,406,000 | 16,568,000 | 16,578,000 |