Call reports 2020
FIRST NEIGHBORHOOD BANK, INC. — 2020
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 147,322,000 | 169,670,000 | 158,300,000 | 158,590,000 |
| Total loans | 88,553,000 | 90,062,000 | 87,227,000 | 81,854,000 |
| Allowance for loan losses | 1,036,000 | 1,046,000 | 1,047,000 | 1,028,000 |
| Securities available for sale | 35,236,000 | 44,774,000 | 46,033,000 | 53,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,859,000 | 152,028,000 | 140,473,000 | 140,633,000 |
| Interest-bearing deposits | 91,677,000 | 95,526,000 | 90,762,000 | 86,380,000 |
| Noninterest-bearing deposits | 38,182,000 | 56,502,000 | 49,711,000 | 54,253,000 |
| Equity capital | 15,988,000 | 16,214,000 | 16,352,000 | 16,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 2,675,000 | 3,913,000 | 5,093,000 |
| Interest expense | 230,000 | 424,000 | 587,000 | 738,000 |
| Net interest income | 1,067,000 | 2,251,000 | 3,326,000 | 4,355,000 |
| Noninterest income | 155,000 | 292,000 | 429,000 | 607,000 |
| Noninterest expense | 1,046,000 | 2,107,000 | 3,130,000 | 4,218,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 146,000 | 412,000 | 697,000 | 847,000 |
| Income tax | -42,000 | 2,000 | 91,000 | 92,000 |
| Net income | 188,000 | 410,000 | 606,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,657,000 | 15,787,000 | 15,983,000 | 16,040,000 |