Call reports 2019
FIRST NEIGHBORHOOD BANK, INC. — 2019
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 134,830,000 | 135,949,000 | 140,632,000 | 143,389,000 |
| Total loans | 100,202,000 | 94,960,000 | 93,053,000 | 90,177,000 |
| Allowance for loan losses | 1,106,000 | 1,151,000 | 1,192,000 | 898,000 |
| Securities available for sale | 18,008,000 | 19,034,000 | 26,886,000 | 29,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,189,000 | 119,122,000 | 123,505,000 | 126,558,000 |
| Interest-bearing deposits | 80,561,000 | 76,698,000 | 79,705,000 | 86,322,000 |
| Noninterest-bearing deposits | 37,628,000 | 42,424,000 | 43,800,000 | 40,236,000 |
| Equity capital | 15,322,000 | 15,476,000 | 15,686,000 | 15,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,594,000 | 3,903,000 | 5,225,000 |
| Interest expense | 154,000 | 329,000 | 517,000 | 743,000 |
| Net interest income | 1,148,000 | 2,265,000 | 3,386,000 | 4,482,000 |
| Noninterest income | 150,000 | 312,000 | 484,000 | 633,000 |
| Noninterest expense | 985,000 | 2,081,000 | 3,154,000 | 4,244,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 285,000 |
| Pretax income | 268,000 | 406,000 | 581,000 | 580,000 |
| Income tax | 50,000 | 69,000 | 68,000 | 91,000 |
| Net income | 218,000 | 337,000 | 513,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,383,000 | 15,410,000 | 15,586,000 | 15,470,000 |
| Total capital | 16,489,000 | 16,517,000 | 16,687,000 | 16,368,000 |
| Risk-weighted assets | 90,163,000 | 88,587,000 | 88,004,000 | 86,144,000 |