Call reports 2018
FIRST NEIGHBORHOOD BANK, INC. — 2018
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 138,153,000 | 135,749,000 | 134,723,000 | 134,513,000 |
| Total loans | 98,456,000 | 100,929,000 | 100,095,000 | 99,660,000 |
| Allowance for loan losses | 905,000 | 956,000 | 1,016,000 | 1,062,000 |
| Securities available for sale | 19,922,000 | 19,731,000 | 18,733,000 | 17,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,878,000 | 118,290,000 | 117,013,000 | 118,041,000 |
| Interest-bearing deposits | 79,030,000 | 78,161,000 | 77,155,000 | 80,151,000 |
| Noninterest-bearing deposits | 41,848,000 | 40,129,000 | 39,858,000 | 37,890,000 |
| Equity capital | 16,039,000 | 16,180,000 | 16,344,000 | 15,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,273,000 | 2,561,000 | 3,850,000 | 5,167,000 |
| Interest expense | 73,000 | 161,000 | 262,000 | 380,000 |
| Net interest income | 1,200,000 | 2,400,000 | 3,588,000 | 4,787,000 |
| Noninterest income | 140,000 | 287,000 | 418,000 | 578,000 |
| Noninterest expense | 1,037,000 | 2,027,000 | 3,035,000 | 4,142,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 232,000 |
| Pretax income | 243,000 | 540,000 | 791,000 | 991,000 |
| Income tax | 50,000 | 92,000 | 133,000 | 158,000 |
| Net income | 193,000 | 448,000 | 658,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,223,000 | 16,373,000 | 16,583,000 | 15,165,000 |
| Total capital | 17,128,000 | 17,329,000 | 17,599,000 | 16,227,000 |
| Risk-weighted assets | 88,281,000 | 89,999,000 | 88,733,000 | 89,454,000 |